Why Choosing a licensed contractor is important!

Whether you are planning a ground-up Custom Home Build or a major Home Renovation in Virginia Beach, the most critical decision you’ll make isn’t the floor plan or the fixtures—it’s the person you hire to swing the hammer.

At Mike Simon Construction Corp, we know that "getting a deal" can be tempting. However, hiring an unlicensed or uninsured contractor is a gamble where the homeowner holds all the risk. Here is why choosing a professional with the proper credentials is the only way to protect your investment.

1. Financial Protection (Insurance)

Construction is inherently physical and involves heavy machinery, heights, and complex systems. If an uninsured worker is injured on your property, you could be held liable for their medical bills and lost wages through your homeowner’s insurance.

• General Liability: Protects your home from damage caused by the contractor (e.g., a broken pipe that floods the basement).
• Workers’ Compensation: Ensures that if a crew member is hurt, the contractor’s insurance covers them, not your personal policy.

2. Accountability and Standards (Licensing)

A license is more than just a piece of paper; it’s proof of competency. Licensed contractors must pass exams demonstrating knowledge of building codes, safety regulations, and management practices.

• Code Compliance: Licensed pros ensure your project meets local Virginia Beach building codes, which is vital for your family's safety and your home's future resale value.
• Dispute Resolution: If a licensed contractor disappears or performs substandard work, you have recourse through state licensing boards. With an unlicensed "handyman," you are often left with no path for recovery.

3. The "Permit" Problem

In most jurisdictions, only the homeowner or a licensed contractor can pull the necessary permits for major work. Unlicensed contractors often ask homeowners to pull "owner-builder" permits.

Warning: If you pull the permit yourself for an unlicensed worker, you are telling the city you are supervising the work and assuming all legal and safety responsibility for the results.

4. Long-Term Peace of Mind

A cheap quote from an uninsured contractor often leads to expensive repairs later. Professional contractors like Mike Simon Construction Corp provide contracts, warranties, and the assurance that we will be here to stand by our work long after the project is complete.

Build With Confidence

Don't leave your biggest asset to chance. When you work with a licensed and insured team, you aren't just buying a renovation; you’re buying security.

Ready to start your next project the right way? Contact Mike Simon Construction Corp today to discuss your vision for a custom home or renovation.